Because Swift's Fine Jewelry values our customers so much, we want to be as transparent as possible in our policies.  Policies exist to protect both the customer and the business. 

Please feel free to contact us if you have any questions regarding our policy.  And thank you so much for considering us for your business.  We know you have many options and we are thankful that you considered us.




We accept Cash, Check, Visa, Mastercard, American Express and Discover.

There is a $25.00 returned check fee.





We will gladly exchange or offer a store credit for returned, unused merchandise within 30 days of purchase with a copy of your receipt.  On rare occasions, items sold "as is" will be noted on receipt and will not be subject to return, exchange or credit.  Swift's Fine Jewelry reserves the right to accept or deny any and all exchanges. 





We offer a convenient 90 day layaway plan. We ask 10% down and a payment at least once a month.  There is no refund on layaway deposits.